By: LOCAL HOME FINDER

How To Buy Safely in Today’s Market

Tags: Buy, Purchase, Real Estate, Safely, Today

Many have had to put their real estate dreams on hold while working through the new way of living that 2020 has brought us. Work and family life has had some major changes, and these changes have trickled into the market as well. As families search for more space to call their own, the Dufferin County Real Estate market has boomed. As potential home buyers begin to find their “new normal&rd...Read More

By: LOCAL HOME FINDER

Getting Pre-Approved For A Mortgage

Tags: Pre-Approved, Mortgage, Real Estate, Mortgage Lender, Mortgage specialist, Credit Check/credit score

Understanding the process of obtaining a mortgage can seem like a daunting task. Today we are going to break it down into a few simple steps.      The first step is to do a self-assessment and pre-qualify yourself for a mortgage.  Pre-qualification is the step before you look into getting pre-approved for your mortgage. This is something that can be done in person, online, or ...Read More

By: LOCAL HOME FINDER

Second Home or Second Office?

Tags: How to Navigate the Current Market Based on Your Family's Needs

In the last 6 months every family in Ontario has made major adjustments to the way they live, work, educate their children, and maintain their sanity. As a new school year begins and sandals are swapped out for snow boots, homeowners are taking a serious look at their properties. It is no surprise that the majority of people who began working from home in the Spring, would like to continue to do ...Read More

By: Amir Mojallali

Big Changes to the 2019 Federal Budget

Tags: Big Changes to the 2019 Federal Budget

The Government of Canada just released changes coming to the 2019 budget, effective September 2019. The most notable being the First Time-Home Buyers Incentive through CMHC. "The First-Time Home Buyer Incentive would include eligibility criteria to ensure that the program helps those with legitimate needs while ensuring that participants are able to afford the homes they purchase." Bud...Read More

By: Amir Mojallali

10 Ways to Prep Your Home for Sale This Spring!

Tags: Spring Sale!

Buyers are looking for the best, so a home for sale can easily slip through the cracks if it's not in clean and inviting. Use these 10 tips to whip your home into shape and WOW potential buyers. 1) Improve your landscaping. Curb appeal is crucial to a good first impression, so make sure your home's lawn is immaculate. Mow the lawn, prune the bushes, weed the garden and plant flowers. 2)...Read More

By: Amir Mojallali

A first-time home buyer's guide to understanding Canada's stress test

Tags: Home, Buyer, Stress, Test

For prospective homebuyers, there are several financial hoops to jump through on the way to property ownership: growing a healthy down payment, securing a preapproval, and finding a home that fits within budget, to name a few. Yet, even with years of financial planning, the dream of homeownership can quickly come crashing down if one cannot jump through the hoop that trips up first-time and repeat...Read More

By: Amir Mojallali

Dufferin County Home Ownership Program

Tags: Dufferin County Home Ownership Program

The County of Dufferin Homeownership Program is designed to provide moderate income households with an interest-free down payment assistance loan/second mortgage to assist them in purchasing their own home. The County of Dufferin can provide up to ten percent (10%) in down payment assistance to eligible applicants to assist them in purchasing a home to a maximum of $45,000.   Program Criter...Read More

By: Amir Mojallali

Cannabis Legalization

Tags: CANNABIS, LEGALIZATION

HOME CANNABIS CULTIVATION Cannabis will be legal in Ontario on October 17th, 2018. The legalization of recreational cannabis is one of the largest policy changes in Ontario history since the repeal of the Temperance Act (prohibition) in 1927. Federal legislation (C-45) stipulates that up to four plants per dwelling house can be grown per residence (indoors or outside). Please note that legislati...Read More

By: Amir Mojallali

Are You Ready To Buy An Investment Property?

Tags: Homebuyers, investors, dufferin county

Are You Ready To Buy An Investment Property? If you already have a home that is your primary residence and you are thinking about buying an investment property to become a landlord, you should be aware that this buying process will or at least should be different than when buying a home for yourself. When you were looking for your primary residence, the priorities and needs were different as you ...Read More

By: Amir Mojallali

The Dos and Don’ts For First-Time Homebuyers

Tags: first-time homebuyers, mortgage and finances

  How to get a mortgage is one of the questions that pops in the mind of first-time homebuyers as they are not quite sure what to expect at the lender’s office. They are often caught between excitement and fear of how it will work out in the end. While the majority of homebuyers familiarize themselves with down payment options and mortgages, they are often unaware of other steps they s...Read More

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